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Credit and liquidity case: Sahel Cold Chain

A timed case: a fictional cold-chain operator asks Najd Commercial Bank (fictional) for a term loan and a revolver. Test the borrower's leverage, coverage and debt service pro forma and under stress, size the facility, estimate expected loss, check the bank's own liquidity after booking it and recommend terms. All figures, rates and thresholds are illustrative.

40 minutes12 questionsPass mark 70%Counts towards: Banking and Treasury

How it works

  • The timer starts when you begin and is enforced on our servers. Answers are submitted automatically when time runs out.
  • No hints, no checking and no solutions during the attempt. You'll see every answer with an explanation after you submit.
  • You can take this assessment up to 3 times a day. Your best passing attempt counts towards your certificate.
  • Skills assessed: Credit analysis and expected loss, Ratio analysis, Cash flow analysis, Bank economics and loan pricing.