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Compound interest calculator with regular contributions

Enter a starting amount, a regular contribution and the annual return. The calculator compounds at the frequency you choose.

Added at the end of each period. Use 0 for none.

%

Future value

100,133.64

Total paid in

70,000.00

Interest earned

30,133.64

How it's calculated

Future value

FV = PV × (1 + r)ⁿ + PMT × [(1 + r)ⁿ − 1] ÷ r

r
rate per period
PMT
contribution per period (end of period)

Assumptions

  • Constant rate; contributions at the end of each period, compounding at the same frequency.

Limitations

  • Ignores taxes, fees and inflation. Actual investment returns vary and are not guaranteed.

For education and planning. Results are estimates, not financial advice.