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Credit and banking analyst

Corporate banking, credit analysis and treasury roles

Judge a borrower's ability to repay: cash flow, leverage, coverage and covenants, plus the bank economics behind lending.

What's in it
Lessons available
55
Assessed items
5
Lessons in development
33
Study time left
18 h
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Finance Fundamentals

What finance is for

Start Finance Fundamentals.

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The sequence

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  1. Stage 1: Finance Fundamentalsfoundation · 0/13 lessons · 4.3 h left · 1 assessedAvailable
    1. 1What finance is for 15 minAvailable
    2. 2Risk and return 20 minMembers
    3. 3Markets, banks and instruments 22 minMembers
    4. 4The income statement 18 minAvailable
    5. 5The balance sheet 18 minMembers
    6. 6The cash flow statement 22 minMembers
    7. 7How the statements connect 22 minMembers
    8. 8Revenue, costs and margins 18 minAvailable
    9. 9Break-even and operating leverage 20 minMembers
    10. 10Working capital and the cash cycle 22 minMembers
    11. 11Unit economics 24 minMembers
    12. 12Percentages, growth and CAGR 18 minAvailable
    13. 13Inflation and real returns 20 minMembers

    Prove it

  2. Stage 2: Time Value of Moneyfoundation · 0/14 lessons · 4.1 h leftAvailable

    Builds on: Finance Fundamentals

    1. 1Future value and compound interest 15 minAvailable
    2. 2Present value and discounting 14 minAvailable
    3. 3Nominal and effective interest rates 12 minMembers
    4. 4Valuing uneven cash flows 16 minAvailable
    5. 5Annuities and perpetuities 17 minMembers
    6. 6Growing annuities and perpetuities 18 minMembers
    7. 7Loan payments and amortization 16 minMembers
    8. 8Comparing loan offers 24 minMembers
    9. 9Planning to a savings goal 22 minMembers
    10. 10Net present value (NPV) 18 minAvailable
    11. 11Internal rate of return (IRR) 18 minMembers
    12. 12Payback and profitability index 18 minMembers
    13. 13NPV profiles and the crossover rate 20 minMembers
    14. 14Dated cash flows: XNPV and XIRR 20 minMembers
  3. Stage 3: Financial Statement Analysisintermediate · 0/16 lessons · 5.5 h left · 1 assessedAvailable

    Builds on: Finance Fundamentals

    1. 1An analyst's framework 14 minAvailable
    2. 2Common-size statements 16 minMembers
    3. 3Horizontal and trend analysis 18 minMembers
    4. 4Profitability ratios 18 minAvailable
    5. 5Returns: ROA, ROE and ROIC 22 minMembers
    6. 6DuPont analysis 18 minMembers
    7. 7Liquidity ratios 15 minMembers
    8. 8Efficiency and the cash conversion cycle 22 minMembers
    9. 9Leverage and coverage 18 minMembers
    10. 10Analysing the cash flow statement 20 minAvailable
    11. 11Earnings quality and accruals 18 minMembers
    12. 12Normalising earnings 20 minMembers
    13. 13Benchmarking against peers 22 minMembers
    14. 14The lender's view 22 minMembers
    15. 15Red flags in financial statements 22 minAvailable
    16. 16Case: a full company analysis 45 minMembers

    Prove it

  4. Stage 4: Banking and Treasuryintermediate · 0/7 lessons · 2.1 h left · 3 assessedAvailable

    Builds on: Time Value of Money, Financial Statement Analysis

    1. 1How a bank makes money 15 minAvailable
    2. 2Net interest margin 18 minMembers
    3. 3Cost of funds 17 minMembers
    4. 4Loan pricing 20 minMembers
    5. 5Bank performance ratios 18 minMembers
    6. 6Corporate credit analysis 22 minAvailable
    7. 7Expected loss: PD, LGD and EAD 18 minMembers

    Prove it

  5. Stage 5: Fixed Incomeintermediate · 0/5 lessons · 1.7 h leftAvailable

    Builds on: Time Value of Money

    1. 1How bonds work 16 minAvailable
    2. 2Pricing a bond 20 minMembers
    3. 3Yield to maturity 22 minMembers
    4. 4Clean and dirty prices 22 minMembers
    5. 5Macaulay and modified duration 24 minMembers
  6. Stage 6: Risk Managementadvanced · 14 lessons plannedIn development

    Builds on: Time Value of Money, Investment Analysis

    This track is in development. Its 14 lessons are mapped in the course catalog; you'll be able to continue here when it's published.